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Lenders are urged to end borrower confusion over porting

admin — Fri, 03 Jun 2011 21:28:59 +0000

Lenders are urged to end borrower confusion over porting
Mortgage experts believe that porting-related complaints are on the increase because borrowers are unaware that lenders’ credit criteria often change in reaction to market and regulatory conditions.

US: MBA Mortgage Applications grow by 7.8% over the week

admin — Wed, 18 May 2011 21:25:38 +0000

US: MBA Mortgage Applications grow by 7.8% over the week
FXstreet.com (Barcelona) – Coming in slightly under the previous week’s result, mortgage applications recorded by MBA grew by 7.8% the week ended May 13, compared to the prior 8.2%. The figure

How much over asking should you bid a short sale house?

admin — Thu, 17 Mar 2011 21:28:06 +0000

We’ve been looking at houses for about 18 months now. We have never had an accepted bid on any offers that we put in. We’re interested in the short sales (we don’t mind the wait and the market isn’t really going anywhere), so the problem was our offer was always a little below asking. In some cases, it was just 5,000 less than asking. We recently put in a new bid (I’m not sure if it’s been accepted) and we went over. The real estate agent was saying to put in the offer 20-30 percent higher than asking, but we didn’t go over THAT much. There was one property in the area that sold at 138,000, and another sold at 104,000, and still another at around 95,000. All of these houses are very similar, so we agreed to offer 112,536. I know the short sale process is tedious, but in Miami, the short sales really move fast before they ever go into foreclosure. All of the houses we ever bid before went quite smoothly and sold, as expected, to the highest bidder. Is 12,536 over the asking price enough to have a chance to win this house in Miami (more specifically, Homestead, but not a flood zone).

Era of super-low mortgage rates appears to be over

admin — Tue, 01 Mar 2011 21:26:28 +0000

Era of super-low mortgage rates appears to be over
Era of super-low mortgage rates appears to be over – NEW YORK – The days of the absurdly low mortgage r

Read more on Northwest Florida Daily News

Sell House Fast to Score a Point Over your Debt-ridden Situation

admin — Fri, 10 Sep 2010 20:37:00 +0000

Several factors may come together to urge one to take the step of selling one’s house. Some of the reasons other than apparent financial difficulties can be divorce, illness, property inheritance and the like. It usually comes when you are trying to cope up with a situation which pops out of the blue to disarrange your normal life. And it is a change as such that usually requires cash for its resolution. Quick house sale is the recognised financial scheme to go about it when one needs to sell one’s house fast.

Likewise, if you have emigration plans, you may ideally want to sell your house. But then again, you surely would not want to do it in a traditional house selling mode through a common real estate agent. This is because it can take over six months at times, while you find yourself entangled in a sale chain. This is too slow a procedure, where there are several negotiations and formalities to be completed. And when the sale chain is long, you know what happens. It can collapse at any time due to disagreements or simply miscommunication or due to any one link in the chain not living upto his commitments. This not only results in a lot of time-waste as the procedure stretches on and on, it also causes frustration as much the uncertainty factor creeps in.

In today’s times, one needs to sell house fast. Situations are dynamic where you need to resolve things fast. It is no wisdom to linger on, hoping to finally make a sale, dependent on your real estate agent. It may be too late before you finally manage a sale.

With a quick sale scheme, you get a sale before the cows come home. In fact, it can be as quick a time, as a single day. So, within twenty four hours, you have the cash in your hands. To sell house fast thus, you can contact the special property agents online and then enjoy the quick affair.

The author is a real estate specialist and through his writing has given guidance to many people who are in search of buying or selling property. He is currently associated with VIP Services, the UK’s Leading Real Estate Specialist. VIP Services delicately focuses on helping people selling or buying houses within a short span of time and that too in cash,. For more information on about vip-service please visit sell house fast

Local June home sales soar over 2009 – From the Poughkeepsie Journal

admin — Fri, 09 Jul 2010 22:35:29 +0000

Local June home sales soar over 2009 – From the Poughkeepsie Journal
The last-minute push to get a tax credit for first-time homebuyers drove positive housing sales trends locally, according to June real estate statistics.

Direct-only mortgage deals rise to over 50% of market

admin — Fri, 30 Apr 2010 21:24:27 +0000

Direct-only mortgage deals rise to over 50% of market
Defaqto recently launched a new banking report, which highlights the growth in direct-only mortgage products. It says that the growth in direct-only products places mortgage brokers at a disadvantage.

Goldman Sachs FRAUD Charges Filed By SEC Over Subprime Mortgage Securities

admin — Sun, 18 Apr 2010 21:26:08 +0000

Goldman Sachs FRAUD Charges Filed By SEC Over Subprime Mortgage Securities
What’s Your Reaction? The Securities and Exchange Commission has charged Goldman Sachs with civil fraud over its controversial collaterized debt obligations tied to the subprime mortgage market.

Let’s Shave Our Heads and Sell the House: The Step-by-Step Guide for Parents Panicked Over Head Lice

admin — Tue, 30 Mar 2010 20:16:47 +0000

Product Description
First-time parents and those uninitiated into the world of common childhood diseases and conditions will find comfort and practical how-to information in this easy to follow, no-nonsense handbook. Written by a parent for parents facing the surprisingly heavy burden of a head lice infestation, readers will be able to return to life as usual, without spending a lot on products or so-called miracle cures. With as many as 12 million cases of head lice each year i… More >>

Let’s Shave Our Heads and Sell the House: The Step-by-Step Guide for Parents Panicked Over Head Lice

CIBC lawsuit from shareholders over subprime market dismissed by U.S. judge

admin — Wed, 17 Mar 2010 21:30:25 +0000

CIBC lawsuit from shareholders over subprime market dismissed by U.S. judge
TORONTO – A U.S. federal judge has dismissed a shareholder lawsuit against CIBC (TSX:CM) claiming that the bank misled investors about its exposure to the subprime mortgage market.